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Furthermore, customers for this kind of plan might have severe lawful or criminal backgrounds. It is necessary to note that various service providers use a variety of problem ages on their ensured concern policies as low as age 40 or as high as age 80 - burial insurance companies. Some will additionally provide higher stated value, as much as $40,000, and others will enable much better survivor benefit problems by boosting the rates of interest with the return of premium or minimizing the variety of years up until a full survivor benefit is readily available